Along with employment stability, and downpayment/equity, your credit score and how you manage your credit is a huge factor in qualifying for a...
Improving Your Credit Score
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Finance
Your Financial Plan to Becoming Debt-Free Post-COVID
Although everyone is experiencing the impact of COVID-19 differently, one thing has become evident. As a result of the pandemic, we’re all paying...
Should I Get A Mortgage Pre-Approval?
Should I get a Mortgage Pre Approval? Going through the pre-approval process is important. However, the actual term ‘pre-approval’ is often...
Protecting Your Credit Through a Divorce
No secret here, divorces are challenging, there are a lot of things to think about in a short amount of time. Although finances are often at the...
4 Ways Alternative Lending Beats Traditional Bank Financing
Alternative lending refers to lending practices that fall outside the normal banking channels. These are lenders that think outside the box and...
How Much Difference Will Extra Payments Make Towards My Mortgage?
Have you ever wondered how much difference extra payments actually make in paying down your mortgage? Let's take a look and maybe do a little math....
How Much Difference Will Extra Payments Make Towards My Mortgage?
Have you ever wondered how much difference extra payments actually make in paying down your mortgage? Let's take a look and maybe do a little math....
How Can I Pay Down My Mortgage Faster?
Although getting a mortgage is exciting as it allows you to become a homeowner, a mortgage is, in fact, a lot of debt. So if you have a mortgage,...
Using Your RRSP To Help Buy A Home
Did you know that you can use your RRSP to help buy a home? In fact, you can, it’s called the RRSP Home Buyer’s Plan (or HBP for short). Here are a...
TDS? GDS? What Is Income Debt Servicing?
“Debt servicing” is the measure of your ability to meet all of your financial obligations. There are two ratios that are examined by financial...
First Time Home Buyer incentive | What we know so far
If you've been hearing about a new incentive for First Time Home Buyers and wondering how it might impact you, look no further, below you will find...
Mortgage Post Bankruptcy
This should come as no surprise, but sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn't mean your...
“Thank you, Dan! It has been a pleasure working with you.
It was such a relief to have someone on our team that was so knowledgeable and willing to take the time to consult with us and to explain anything and everything.
If we have any friends or family looking for a broker, I would not only recommend, but insist they work with you. Thank you for everything!”
—Heather and Ben