As we bid farewell to 2023 and welcome 2024, let's reflect on Canada's economic journey and explore the upcoming trends shaping the landscape. 2023...
Dan Oliver
Five Steps for Future Homebuyers
1. Credit Management: Build a strong credit history by paying bills on time. Manage debts wisely and avoid large car payments. Lenders prefer two...
Financial Planning For the Holidays
The holiday season is fast approaching, and so are all the expenses that come along with it. In my experience, people love to treat others...
How to Get Into The Housing Market as a First-Time Home Buyer
First Time Home Savings Account (FHSA) - A Gift for a Lifetime that Creates a Tax Savings This article is for those looking to buy their first...
Multigenerational Living — Is it Time to Make a Plan?
Multigenerational living is defined as homes with three or more generations living in them. This trend is on the rise, and it’s no surprise given...
What is a Second Mortgage?
If you're relatively new to the world of mortgage financing, the term "second mortgage" might cause a bit of confusion; especially if you're a...
Fixed or Variable?
If you're looking to buy a new property, refinance, or renew an existing mortgage, chances are, you're considering either a fixed or variable rate...
Ultra-Low Interest Rates
Chances are if you’ve been paying attention to the news as the Canadian economy continues to work through the COVID-19 pandemic, you’ve heard that...
Bank of Canada Rate Announcement Sept 9th, 2020
Bank of Canada maintains commitment to current level of policy rate, continues program of quantitative easing. The Bank of Canada today maintained...
3 Reasons to Use an Independent Mortgage Professional!
If you need to borrow money to finance any property, working with an independent mortgage professional will save you money, time, and provide you...
Do You Need Time For Your Retirement Investments To Recover?
COVID-19 is wreaking havoc on retirement investments, particularly for those who rely on dividends as part of their income. Over the past decade,...
Mortgage Deferrals Now Recorded on Credit Reports
If COVID-19 has negatively impacted your finances and you're currently deferring your mortgage payments, you should know that this will be visible...

“Thank you, Dan! It has been a pleasure working with you.
It was such a relief to have someone on our team that was so knowledgeable and willing to take the time to consult with us and to explain anything and everything.
If we have any friends or family looking for a broker, I would not only recommend, but insist they work with you. Thank you for everything!”
—Heather and Ben