The Bank of Canada today maintained its target for the overnight rate at ¼ percent, which the Bank considers its effective lower bound. The Bank...
Blog
Are Interest Rates Going Up and Down at the Same Time? COVID-19
If you’re paying more attention to the Canadian economy due to COVID-19, and it seems like you’re getting mixed messages; that mortgage interest...
Is Now a Good Time To Buy? (Covid-19)
If you’ve been thinking about buying a new home, chances are the instability of the Canadian economy and the impact Covid-19 has you second-guessing...
Deferring Mortgage Payments. (Covid-19)
In response to the Covid-19 crisis; for those individuals financially affected, banks and government have announced that payment relief may be...
Can I Get A Mortgage With No Downpayment?
The simple answer to this question is no. In order to secure mortgage financing in Canada you have to come up with at least a 5% downpayment. Now,...
Bank of Canada Lowers Overnight Rate Target to ¾ percent
The Bank of Canada today lowered its target for the overnight rate by 50 basis points to ¾ percent, effective Monday, March 16, 2020. The Bank Rate...
Bank of Canada lowers rate by 50 basis points | March 4th 2020
The Bank of Canada today lowered its target for the overnight rate by 50 basis points to 1 ¼ percent. The Bank Rate is correspondingly 1 ½ percent...
Should I Get A Mortgage Pre-Approval?
Should I get a Mortgage Pre Approval? Going through the pre-approval process is important. However, the actual term ‘pre-approval’ is often...
Employment Status | How it Impacts Your Mortgage Application
Chances are, if you're applying for a mortgage, you feel confident about the state of your current employment, or your ability to find a similar...
Protecting Your Credit Through a Divorce
No secret here, divorces are challenging, there are a lot of things to think about in a short amount of time. Although finances are often at the...
Bank of Canada Rate Announcement Jan 22nd, 2020
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ percent. The Bank Rate is correspondingly 2 percent and the deposit...
Planning Ahead, A Guide to Mortgage Documentation
It doesn’t matter if you are looking to purchase your first home, your next home, or your twentieth home; typically the mortgage documentation...

“Thank you, Dan! It has been a pleasure working with you.
It was such a relief to have someone on our team that was so knowledgeable and willing to take the time to consult with us and to explain anything and everything.
If we have any friends or family looking for a broker, I would not only recommend, but insist they work with you. Thank you for everything!”
—Heather and Ben