In response to the Covid-19 crisis; for those individuals financially affected, banks and government have announced that payment relief may be...
Mortgage
Can I Get A Mortgage With No Downpayment?
The simple answer to this question is no. In order to secure mortgage financing in Canada you have to come up with at least a 5% downpayment. Now,...
Bank of Canada lowers rate by 50 basis points | March 4th 2020
The Bank of Canada today lowered its target for the overnight rate by 50 basis points to 1 ¼ percent. The Bank Rate is correspondingly 1 ½ percent...
Should I Get A Mortgage Pre-Approval?
Should I get a Mortgage Pre Approval? Going through the pre-approval process is important. However, the actual term ‘pre-approval’ is often...
Employment Status | How it Impacts Your Mortgage Application
Chances are, if you're applying for a mortgage, you feel confident about the state of your current employment, or your ability to find a similar...
Bank of Canada Rate Announcement Jan 22nd, 2020
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ percent. The Bank Rate is correspondingly 2 percent and the deposit...
4 Ways Alternative Lending Beats Traditional Bank Financing
Alternative lending refers to lending practices that fall outside the normal banking channels. These are lenders that think outside the box and...
Bank of Canada Rate Announcement Dec 4th, 2019
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ percent. The Bank Rate is correspondingly 2 percent and the deposit...
How Much Difference Will Extra Payments Make Towards My Mortgage?
Have you ever wondered how much difference extra payments actually make in paying down your mortgage? Let's take a look and maybe do a little math....
How Much Difference Will Extra Payments Make Towards My Mortgage?
Have you ever wondered how much difference extra payments actually make in paying down your mortgage? Let's take a look and maybe do a little math....
Mortgage Options Into Retirement
Although it’s ideal to have your mortgage paid off by the time you retire, in today’s economy, that isn’t always possible. The cost of living is...
Bank of Canada Rate Announcement Oct 30th, 2019
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ percent. The Bank Rate is correspondingly 2 percent and the deposit...
“Thank you, Dan! It has been a pleasure working with you.
It was such a relief to have someone on our team that was so knowledgeable and willing to take the time to consult with us and to explain anything and everything.
If we have any friends or family looking for a broker, I would not only recommend, but insist they work with you. Thank you for everything!”
—Heather and Ben